Insurance Policies the Way they were meant to be.

Home Insurance

As an independent Agent, we have the ability to shop for the best policy at the best price. Give us a call.

Car Insurance

New drivers? New Policy? Renewing an already set policy? Give us a call, we have access to hundreds of carriers and will get you the best price.

Wind and Hail

A frustrating form of coverage especially in our beach communities. Don’t let it stress you out. We will do the leg work and find the best policy for the best price.

Call Us Today

(910) 915-8500

Property insurance
Property insurance

(910) 915-8500

OUR TEAM

Allen Williams

allen@coastalstatesagency.com

Allen Williams is the visionary founder and driving force behind Coastal States Insurance Agency, a prominent independent agency specializing in a wide range of insurance services. With a profound commitment to serving the community and a deep understanding of insurance dynamics, Allen has built Coastal States into a trusted name in the insurance industry.

Early Career and Entrepreneurial Spirit

Allen’s journey in the insurance sector began with a passion for helping individuals and businesses protect their assets and achieve peace of mind. Drawing from his early experiences in the industry, he recognized the need for a client-centric approach that prioritizes personalized service and comprehensive coverage options.

Founding Coastal States Insurance Agency

In 2020, Allen Williams established Coastal States Insurance Agency with a clear mission: to provide superior insurance solutions tailored to the unique needs of each client. Under his leadership, Coastal States has grown from a small startup to a highly respected agency known for its integrity, expertise, and dedication to customer satisfaction.

Diverse Portfolio and Expertise

Coastal States Insurance Agency offers a diverse portfolio of insurance products, including home insurance, car insurance, commercial insurance, and boat insurance. Allen’s strategic vision and industry knowledge have enabled the agency to adapt and thrive in an ever-evolving market, ensuring that clients receive the most relevant and effective insurance solutions available.

Commitment to Excellence and Community

Allen Williams and Coastal States Insurance Agency are deeply committed to excellence in every aspect of their operations. From providing clear, insightful guidance during policy selection to offering prompt claims assistance, Allen ensures that clients receive unparalleled service and support. Moreover, he actively contributes to the local community, supporting initiatives that promote safety, education, and economic growth.

Future Outlook

Looking ahead, Allen Williams remains dedicated to expanding Coastal States Insurance Agency’s reach and capabilities while maintaining the highest standards of professionalism and integrity. His ongoing commitment to innovation and client satisfaction continues to drive the agency’s success, solidifying its position as a leader in the insurance industry.


Allen Williams’s leadership and entrepreneurial spirit have shaped Coastal States Insurance Agency into a cornerstone of trust and reliability within the insurance landscape. His unwavering dedication to clients and community alike underscores his role as not only a business leader but also a pillar of integrity in the insurance sector.

Sarah Russo

sarah@coastalstatesagency.com

Sarah Russo brings over 15 years of invaluable experience in the insurance industry to her role as the First Agent at Coastal States Agency LLC. Renowned for her expertise and dedication, Sarah plays a pivotal role in ensuring that clients receive tailored insurance solutions that meet their unique needs.

Sarah is widely known as one of the premiere Coastal Risk Specialist for both South Carolina and North Carolina.

Early Career and Expertise

Sarah’s journey in insurance began with a passion for helping individuals and businesses navigate the complexities of insurance policies. Over the years, she has honed her skills in policy analysis, risk assessment, and client advocacy, making her a trusted advisor in the field.

Role at Coastal States Agency LLC

As the Supervising Agent at Coastal States Agency LLC, Sarah Russo is instrumental in overseeing day-to-day operations and client interactions. Her deep understanding of insurance products allows her to effectively guide clients through the process of selecting the right policies for their homes, vehicles, businesses, and more.

Client-Centric Approach

Sarah is known for her client-centric approach, ensuring that each client receives personalized attention and comprehensive coverage options. Her ability to listen attentively to client needs and preferences enables her to recommend policies that provide maximum protection and peace of mind.

Commitment to Excellence

Sarah Russo is committed to upholding the highest standards of professionalism and integrity in all her interactions. Her meticulous attention to detail and proactive approach ensure that clients receive accurate information, timely assistance, and seamless service throughout their insurance journey.

Future Vision

Looking ahead, Sarah remains dedicated to expanding her knowledge and expertise in the insurance industry. She continually strives to stay abreast of industry trends and regulations to better serve Coastal States Agency LLC’s clients and uphold its reputation for excellence.

Sarah Russo’s extensive experience, coupled with her unwavering commitment to client satisfaction, makes her an indispensable asset to Coastal States Agency LLC. Her role as First Assistant not only reflects her expertise in finding the right insurance policies but also her dedication to building lasting relationships based on trust and reliability.